Mortgages in Queen Creek, AZ

One of America's fastest-growing cities and the Phoenix metro's southeastern frontier - a semi-rural agritourism town rapidly suburbanizing with large-lot family homes, top-rated schools, and a strong horse-property heritage anchored by Schnepf Farms.

Median list price
$482,279
Apr 2026
Days on market
54
median
Year over year
-1.7%
list price

The Queen Creek market right now

Aggregated across 3 Queen Creek ZIP codes, as of Apr 2026.

Median list price
$482,279
Median days on market
54 days
Active inventory
887
New listings this month
414
% with price drops
60.7%
Median $/sqft (list)
$245

Data: Realtor.com Research. List prices are down 1.7% year-over-year — a softer market favoring buyers willing to negotiate.

What it costs to buy in Queen Creek

2026 conforming loan limit
$832,750
Maricopa County
Median list vs limit
58%
Median fits conforming
Median property tax paid
$2,754
Annual, owner-occupied (ACS)
Owner-occupancy rate
90.9%
of occupied housing units

Loan limits from FHFA. Property tax and owner-occupancy from U.S. Census ACS 5-year (2023).

Neighborhoods we serve in Queen Creek

Town Center / Old Queen Creek

mid

Historic downtown core with civic buildings, library, and walkable Town Center district

Frontier town heritage; ongoing downtown infill development

Power Ranch

mid

Large master-planned community straddling Queen Creek and Gilbert with lakes and parks

Family-oriented amenities, multiple schools, community pools

Promenade at Queen Creek (Meridian)

mid

Newer master-planned community near the Queen Creek Marketplace retail node

Encanterra (CantaMia)

luxury

Shea Homes Trilogy 55+ resort community with private country club and golf

55+ active adult; private golf and clubhouse

Cortina

mid

Established master-planned community in the Combs district with parks and trails

Mountain Vista Ranch

mid

Family-oriented subdivision with larger lots in the south Queen Creek area

Sossaman Estates

mid

Established neighborhood near Sossaman Road with mature landscaping and parks

Hastings Farms

mid

Newer master-planned community with extensive parks, splash pad, and trail network

Schnepf Farms / Combs corridor

mid

Semi-rural agritourism heritage area near historic Schnepf Farms; large-lot and horse-property pockets

Horse property and large-lot rural-residential character

Schools that Queen Creek buyers ask about

Primary public district: Queen Creek Unified School District (QCUSD).

  • Queen Creek High School
    high · public · QCUSD
    QCUSD flagship comprehensive high school
  • Eastmark High School
    high · public · HUSD
    Higley Unified high school serving Eastmark master-planned community (Mesa boundary, draws Queen Creek students)
  • Williams Field High School
    high · public · HUSD
    Higley Unified flagship (technically Gilbert boundary, serves NW Queen Creek)
  • Newell Barney College Preparatory School
    middle · public · QCUSD
    College-prep middle school within QCUSD
  • Casteel High School
    high · public · Chandler Unified
    Chandler USD school in south Queen Creek/San Tan Valley; draws Queen Creek-area students
  • American Leadership Academy - Queen Creek
    k-12 · charter
    Large charter network campus in Queen Creek

School letter grades from Arizona Department of Education.

Why people move to Queen Creek

Climate

3,872 sunshine hours per year~300 sunny days86% of possible sunshineAvg July high: 106°F · Jan low: 45°F

Source: NOAA / NWS Phoenix climate normals.

The Phoenix-area mortgage market by the numbers

HMDA 2023 county-level data for Maricopa County.

Mortgages originated
148,325
in 2023
Total dollar volume
$49.8B
Conventional share
74.5%
FHA share
17.0%
VA share
8.2%
Denial rate
25.7%
denied vs originated

Source: Consumer Financial Protection Bureau HMDA Data Browser. Maricopa County aggregate; Queen Creek-specific tract data available on request.

Latest from around Queen Creek

Headlines aggregated from local news feeds, refreshed May 28.

Working with a local lender matters in Queen Creek

We close mortgages across the Phoenix area in 14 days on average from our Scottsdale office. We know what underwriters look for on a Queen Creek property — from HOA disclosures and short-term rental rules to local taxes and conforming-loan-limit thresholds.

Also serving the Phoenix metro

Other Phoenix-metro cities we serve from our Scottsdale office:

  • Gilbert
  • San Tan Valley
  • Mesa
  • Apache Junction
  • Chandler

About this page

Market and demographic data on this page is sourced from federal datasets and public research. Numbers refresh on the cadence shown.

  • Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data — refreshed annual · source
  • U.S. Census Bureau, American Community Survey (5-year) — refreshed annual · source
  • NOAA / National Weather Service climate normals — refreshed static · source
  • Local news (Scottsdale Progress, KTAR, 12 News, ABC15, Rose Law Group Reporter) — refreshed weekly
  • Federal Housing Finance Agency Conforming Loan Limits — refreshed annual · source
  • Realtor.com Research — refreshed monthly · source
  • ASU W.P. Carey School of Business, Cactus League Economic Impact Study — refreshed annual · source

Snapshot generated May 28, 2026.