Mortgages in Peoria, AZ

Family-oriented West Valley master-planned suburb anchored by Vistancia and Peoria Sports Complex spring training, with a meaningful Luke AFB military buyer base.

Median list price
$477,360
Apr 2026
Days on market
48
median
Year over year
-4.0%
list price

The Peoria market right now

Aggregated across 4 Peoria ZIP codes, as of Apr 2026.

Median list price
$477,360
Median days on market
48 days
Active inventory
788
New listings this month
332
% with price drops
59.9%
Median $/sqft (list)
$257

Data: Realtor.com Research. List prices are down 4.0% year-over-year — a softer market favoring buyers willing to negotiate.

What it costs to buy in Peoria

2026 conforming loan limit
$832,750
Maricopa County
Median list vs limit
57%
Median fits conforming
Median property tax paid
$2,161
Annual, owner-occupied (ACS)
Owner-occupancy rate
75.5%
of occupied housing units

Loan limits from FHFA. Property tax and owner-occupancy from U.S. Census ACS 5-year (2023).

Neighborhoods we serve in Peoria

Old Town Peoria

entry

Historic downtown core; bungalows, small lots, walkable to civic center

P83 entertainment district adjacent; ongoing downtown revitalization

Vistancia

luxury

Massive North Peoria master-planned community with multiple villages and golf

Anchor master-plan; continued buildout through 2030s

Trilogy at Vistancia

luxury

55+ active-adult resort community within Vistancia; Shea Homes

Age-restricted luxury, golf, amenities

Westwing Mountain

mid

Family-oriented North Peoria foothills community with mountain views

Sonoran Mountain Ranch

mid

North Peoria foothills neighborhood, family-oriented, near Sonoran Preserve

Terramar

mid

Established North Peoria family community near Lake Pleasant Parkway

Fletcher Heights

entry

Affordable family neighborhood in central Peoria; first-time buyer territory

Sun City (adjacent)

mid

Original Del Webb 55+ retirement community; unincorporated but Peoria-adjacent

Historic Del Webb 55+ community, very low taxes

Schools that Peoria buyers ask about

Primary public district: Peoria Unified School District (PUSD).

  • Liberty High SchoolA
    high · public · PUSD
    Highly regarded PUSD high school serving North Peoria / Vistancia area
  • Centennial High SchoolA
    high · public · PUSD
    AZ football powerhouse, multiple state championships
  • Sandra Day O'Connor High SchoolA
    high · public · DVUSD
    Deer Valley district flagship serving East Peoria
  • Cactus High School
    high · public · PUSD
  • Ironwood High School
    high · public · PUSD

School letter grades from Arizona Department of Education.

Why people move to Peoria

Climate

3,872 sunshine hours per year~300 sunny days86% of possible sunshineAvg July high: 106°F · Jan low: 45°F

Source: NOAA / NWS Phoenix climate normals.

Cactus League impact (2025)

$764.0M total economic impact1,695,480 fans6,182 jobs supportedStadiums in Peoria: Peoria Sports Complex

Peoria Sports Complex is the spring home of the San Diego Padres and Seattle Mariners, the only two-team facility in the Cactus League. Feb-Mar drives meaningful short-term rental and hospitality demand.

Source: ASU W.P. Carey Cactus League Economic Impact Study.

The Phoenix-area mortgage market by the numbers

HMDA 2023 county-level data for Maricopa County.

Mortgages originated
148,325
in 2023
Total dollar volume
$49.8B
Conventional share
74.5%
FHA share
17.0%
VA share
8.2%
Denial rate
25.7%
denied vs originated

Source: Consumer Financial Protection Bureau HMDA Data Browser. Maricopa County aggregate; Peoria-specific tract data available on request.

Latest from around Peoria

Headlines aggregated from local news feeds, refreshed May 28.

Working with a local lender matters in Peoria

We close mortgages across the Phoenix area in 14 days on average from our Scottsdale office. We know what underwriters look for on a Peoria property — from HOA disclosures and short-term rental rules to local taxes and conforming-loan-limit thresholds.

Also serving the Phoenix metro

Other Phoenix-metro cities we serve from our Scottsdale office:

  • Glendale
  • Surprise
  • Sun City
  • Phoenix

About this page

Market and demographic data on this page is sourced from federal datasets and public research. Numbers refresh on the cadence shown.

  • Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data — refreshed annual · source
  • U.S. Census Bureau, American Community Survey (5-year) — refreshed annual · source
  • NOAA / National Weather Service climate normals — refreshed static · source
  • Local news (Scottsdale Progress, KTAR, 12 News, ABC15, Rose Law Group Reporter) — refreshed weekly
  • Federal Housing Finance Agency Conforming Loan Limits — refreshed annual · source
  • Realtor.com Research — refreshed monthly · source
  • ASU W.P. Carey School of Business, Cactus League Economic Impact Study — refreshed annual · source

Snapshot generated May 28, 2026.