Mortgages in Goodyear, AZ

West Valley logistics and master-planned-community boomtown anchored by the 20,000-acre Estrella community, Microsoft and Amazon data-center/fulfillment hubs, and the Cactus League home of the Guardians and Reds at Goodyear Ballpark.

Median list price
$575,975
Apr 2026
Days on market
55
median
Year over year
+0.2%
list price

The Goodyear market right now

Aggregated across 3 Goodyear ZIP codes, as of Apr 2026.

Median list price
$575,975
Median days on market
55 days
Active inventory
762
New listings this month
330
% with price drops
61.4%
Median $/sqft (list)
$246

Data: Realtor.com Research. Prices are roughly flat year-over-year.

What it costs to buy in Goodyear

2026 conforming loan limit
$832,750
Maricopa County
Median list vs limit
69%
Median fits conforming
Median property tax paid
$2,557
Annual, owner-occupied (ACS)
Owner-occupancy rate
78.0%
of occupied housing units

Loan limits from FHFA. Property tax and owner-occupancy from U.S. Census ACS 5-year (2023).

Neighborhoods we serve in Goodyear

Estrella

mid

20,000-acre master-planned community at the base of the Estrella Mountains with lakes, trails, and a yacht club

One of the largest master-plans in Arizona; ~7,600 homes and ~21,000 residents with continued buildout

PebbleCreek

mid

Gated Robson 55+ active-adult community with multiple golf courses and clubhouses

Age-restricted; major retiree draw on the north side of Goodyear

Palm Valley

mid

Established ~9,000-acre master-plan north of I-10 with golf, parks, and a mix of housing tiers

Founded 1993; core 85395 ZIP value driver

Canyon Trails

entry

Newer south-side master-plan with tract homes, schools, parks, and Phoenix Goodyear Airport access

Vista Montana

entry

Central Goodyear single-family neighborhood off Estrella Parkway

Cottonflower

entry

South-Goodyear tract-home community popular with first-time buyers

Sage at Estrella

entry

Newer Estrella sub-village with entry-level new-construction product

Wildflower Ranch / Centerra

entry

Newer north-of-I-10 tract neighborhoods near Loop 303 and Sub-Zero/Microsoft employment

Schools that Goodyear buyers ask about

Primary public district: Litchfield Elementary School District (LESD).

  • Millennium High School
    high · public · AFUHSD
    Highest-ranked Agua Fria district high school per recent US News rankings (verify current year)
  • Desert Edge High School
    high · public · AFUHSD
    Opened 2002; LEED Silver-certified - first 'green' school in Arizona
  • Canyon View High School
    high · public · AFUHSD
    Newest Agua Fria district campus; opened 2018
  • Estrella Foothills High School
    high · public · BUHSD
    Located in the Estrella master-plan in Goodyear but operated by Buckeye Union HSD (verify attendance boundary)
  • Verrado High School
    high · public · AFUHSD
    Sits in Buckeye but draws from western Goodyear attendance area (verify boundary)

School letter grades from Arizona Department of Education.

Why people move to Goodyear

Climate

3,872 sunshine hours per year~300 sunny days86% of possible sunshineAvg July high: 106°F · Jan low: 45°F

Source: NOAA / NWS Phoenix climate normals.

Cactus League impact (2025)

$764.0M total economic impact1,695,480 fans6,182 jobs supportedStadiums in Goodyear: Goodyear Ballpark

Goodyear Ballpark hosts the Cleveland Guardians and Cincinnati Reds during Cactus League play, driving Feb-Mar hospitality, short-term rental, and restaurant demand on the south side of town.

Source: ASU W.P. Carey Cactus League Economic Impact Study.

The Phoenix-area mortgage market by the numbers

HMDA 2023 county-level data for Maricopa County.

Mortgages originated
148,325
in 2023
Total dollar volume
$49.8B
Conventional share
74.5%
FHA share
17.0%
VA share
8.2%
Denial rate
25.7%
denied vs originated

Source: Consumer Financial Protection Bureau HMDA Data Browser. Maricopa County aggregate; Goodyear-specific tract data available on request.

Major employers headquartered in Goodyear

Microsoft
Hyperscale data centers
Amazon
E-commerce fulfillment
Sub-Zero Group
Premium appliance manufacturing
Andersen Windows
Window and door manufacturing
Dick's Sporting Goods
Retail distribution

Working with a local lender matters in Goodyear

We close mortgages across the Phoenix area in 14 days on average from our Scottsdale office. We know what underwriters look for on a Goodyear property — from HOA disclosures and short-term rental rules to local taxes and conforming-loan-limit thresholds.

Also serving the Phoenix metro

Other Phoenix-metro cities we serve from our Scottsdale office:

  • Buckeye
  • Avondale
  • Litchfield Park
  • Phoenix
  • Tolleson

About this page

Market and demographic data on this page is sourced from federal datasets and public research. Numbers refresh on the cadence shown.

  • Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data — refreshed annual · source
  • U.S. Census Bureau, American Community Survey (5-year) — refreshed annual · source
  • NOAA / National Weather Service climate normals — refreshed static · source
  • Local news (Scottsdale Progress, KTAR, 12 News, ABC15, Rose Law Group Reporter) — refreshed weekly
  • Federal Housing Finance Agency Conforming Loan Limits — refreshed annual · source
  • Realtor.com Research — refreshed monthly · source
  • ASU W.P. Carey School of Business, Cactus League Economic Impact Study — refreshed annual · source

Snapshot generated May 29, 2026.