Mortgages in Chandler, AZ

The East Valley's 'Silicon Desert' tech hub anchored by Intel's Ocotillo campus and Microchip Technology HQ, with top-rated CUSD schools and a deep bench of masterplanned family communities.

Median list price
$518,487
Apr 2026
Days on market
47
median
Year over year
-4.5%
list price

The Chandler market right now

Aggregated across 6 Chandler ZIP codes, as of Apr 2026.

Median list price
$518,487
Median days on market
47 days
Active inventory
815
New listings this month
410
% with price drops
63.3%
Median $/sqft (list)
$287

Data: Realtor.com Research. List prices are down 4.5% year-over-year — a softer market favoring buyers willing to negotiate.

What it costs to buy in Chandler

2026 conforming loan limit
$832,750
Maricopa County
Median list vs limit
62%
Median fits conforming
Median property tax paid
$2,262
Annual, owner-occupied (ACS)
Owner-occupancy rate
65.6%
of occupied housing units

Loan limits from FHFA. Property tax and owner-occupancy from U.S. Census ACS 5-year (2023).

Neighborhoods we serve in Chandler

Downtown Chandler

mid

Walkable historic core; revitalized arts, dining, and mixed-use district

Active mixed-use redevelopment; New Square + Overstreet projects

Ocotillo

luxury

Master-planned lake and golf community in south Chandler

Adjacent to Intel Ocotillo campus; engineer move-up market

Fulton Ranch

luxury

Gated lake community with custom and semi-custom estates

Sun Lakes

mid

Active-adult (55+) golf community just south of Chandler

Retiree and snowbird demand; technically unincorporated Maricopa

Carino Estates

luxury

Small gated enclave of large custom homes in south Chandler

Andersen Springs

mid

Established family-oriented master-planned with lakes and parks

Lyon's Gate

mid

Family master-planned community with community pool and parks

Sun Groves

mid

South Chandler family neighborhood near Basha and Perry schools

Schools that Chandler buyers ask about

Primary public district: Chandler Unified School District (CUSD).

  • Hamilton High SchoolA
    high · public · CUSD
    Nationally recognized; consistently top-ranked AZ public high school
  • Perry High SchoolA
    high · public · CUSD
    Highly rated south Chandler high school
  • Basha High SchoolA
    high · public · CUSD
  • Chandler High SchoolA
    high · public · CUSD
    Original CUSD high school; downtown Chandler
  • Casteel High SchoolA
    high · public · CUSD
    Newer south-Chandler/Queen Creek-area high school
  • BASIS Chandler
    k-12 · charter
    Nationally ranked charter (verify current US News rank before citing specifics)

School letter grades from Arizona Department of Education.

Why people move to Chandler

Climate

3,872 sunshine hours per year~300 sunny days86% of possible sunshineAvg July high: 106°F · Jan low: 45°F

Source: NOAA / NWS Phoenix climate normals.

The Phoenix-area mortgage market by the numbers

HMDA 2023 county-level data for Maricopa County.

Mortgages originated
148,325
in 2023
Total dollar volume
$49.8B
Conventional share
74.5%
FHA share
17.0%
VA share
8.2%
Denial rate
25.7%
denied vs originated

Source: Consumer Financial Protection Bureau HMDA Data Browser. Maricopa County aggregate; Chandler-specific tract data available on request.

Major employers headquartered in Chandler

Microchip Technology
Semiconductors (microcontrollers, analog)
Bashas' Family of Stores
Grocery retail (regional)
Intel Corporation
Semiconductors (Ocotillo Fab 42/52/62 campus)
Rogers Corporation
Advanced materials / specialty engineered materials
PayPal
Fintech / payments

Latest from around Chandler

Headlines aggregated from local news feeds, refreshed May 28.

Working with a local lender matters in Chandler

We close mortgages across the Phoenix area in 14 days on average from our Scottsdale office. We know what underwriters look for on a Chandler property — from HOA disclosures and short-term rental rules to local taxes and conforming-loan-limit thresholds.

Also serving the Phoenix metro

Other Phoenix-metro cities we serve from our Scottsdale office:

  • Tempe
  • Mesa
  • Gilbert
  • Sun Lakes
  • Phoenix

About this page

Market and demographic data on this page is sourced from federal datasets and public research. Numbers refresh on the cadence shown.

  • Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data — refreshed annual · source
  • U.S. Census Bureau, American Community Survey (5-year) — refreshed annual · source
  • NOAA / National Weather Service climate normals — refreshed static · source
  • Local news (Scottsdale Progress, KTAR, 12 News, ABC15, Rose Law Group Reporter) — refreshed weekly
  • Federal Housing Finance Agency Conforming Loan Limits — refreshed annual · source
  • Realtor.com Research — refreshed monthly · source
  • ASU W.P. Carey School of Business, Cactus League Economic Impact Study — refreshed annual · source

Snapshot generated May 28, 2026.