Mortgages in Scottsdale, AZ
Phoenix-area's premier luxury and resort suburb, anchored by Old Town, North Scottsdale custom communities, and a deep golf and second-home market.
The Scottsdale market right now
Aggregated across 10 Scottsdale ZIP codes, as of Apr 2026.
Data: Realtor.com Research. List prices are down 5.9% year-over-year — a softer market favoring buyers willing to negotiate.
What it costs to buy in Scottsdale
Loan limits from FHFA. Property tax and owner-occupancy from U.S. Census ACS 5-year (2023).
Neighborhoods we serve in Scottsdale
Old Town Scottsdale
midWalkable entertainment & dining core; condos and townhomes
$40M city revitalization underway through FY2025-26
Scottsdale Quarter / Kierland
luxuryLuxury mixed-use, walkable shopping district
high-rise condos, walkability
McCormick Ranch
midEstablished master-planned community with lakes and golf
Gainey Ranch
luxuryGuard-gated golf community, established luxury
DC Ranch
luxuryNorth Scottsdale master-planned, family-oriented luxury
Silverleaf
ultra luxuryTop tier within DC Ranch; private golf, custom estates
Troon / Troon North
luxuryGolf, mountain views, upper-tier custom homes
Grayhawk
luxuryMaster-planned, family-oriented, two championship golf courses
Desert Mountain
ultra luxuryFar north private golf community with six championship courses
Whisper Rock
ultra luxuryPrivate golf enclave, ultra-luxury custom homes
Pinnacle Peak / Reata Pass
luxuryNorth Scottsdale custom homes on desert lots
Schools that Scottsdale buyers ask about
Primary public district: Scottsdale Unified School District (SUSD).
- Chaparral High SchoolAhigh · public · SUSDSUSD flagship north-central high school
- Desert Mountain High SchoolAhigh · public · SUSD
- Cherokee ElementaryA+elementary · public · SUSDAZ A+ School of Excellence (2022, valid through 2026)
- Desert Canyon ElementaryA+elementary · public · SUSDAZ A+ School of Excellence (2024-2027)
- Hopi Elementaryelementary · public · SUSD
- BASIS Scottsdalek-12 · charterNationally ranked charter (verify current US News rank before citing specifics)
School letter grades from Arizona Department of Education.
Why people move to Scottsdale
Climate
Source: NOAA / NWS Phoenix climate normals.
Cactus League impact (2025)
Five of ten Cactus League parks are in or adjacent to Scottsdale, driving Feb-Mar short-term rental and hospitality demand.
Source: ASU W.P. Carey Cactus League Economic Impact Study.
The Phoenix-area mortgage market by the numbers
HMDA 2023 county-level data for Maricopa County.
Source: Consumer Financial Protection Bureau HMDA Data Browser. Maricopa County aggregate; Scottsdale-specific tract data available on request.
Major employers headquartered in Scottsdale
Latest from around Scottsdale
- Glendale City Council votes 4-3 to remove Lupe Conchas from officeKTAR News · May 28, 2026
- Maricopa Community Colleges join workforce leaders to strengthen semiconductor training across Southwest12 News · May 28, 2026
- Work starts on Phoenix luxury towerRose Law Group Reporter · May 28, 2026
- 'The Bitboys' are California dreamin' after bungled burglary in ScottsdaleScottsdale Progress · May 28, 2026
- Two men drown in Salt River during Memorial Day Weekend12 News · May 28, 2026
- Fairmont Scottsdale Princess and Sanctuary Camelback Mountain ranked top resorts in ArizonaRose Law Group Reporter · May 27, 2026
Headlines aggregated from local news feeds, refreshed May 28.
Working with a local lender matters in Scottsdale
We close mortgages across the Phoenix area in 14 days on average from our Scottsdale office. We know what underwriters look for on a Scottsdale property — from HOA disclosures and short-term rental rules to local taxes and conforming-loan-limit thresholds.
Also serving the Phoenix metro
Other Phoenix-metro cities we serve from our Scottsdale office:
- Phoenix
- Tempe
- Paradise Valley
- Fountain Hills
- Cave Creek